Mortgage AI Toolkit

myCriteria

myCriteria gives instant answers from 90+ lenders. The AI makes criteria searches for brokers faster than ever, cutting hours of manual searching and helping deliver client answers on the spot.

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Powerful Features

Everything you need to master lender criteria

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90+ Lender Criteria

Comprehensive database of lender criteria from major UK mortgage providers

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AI-Powered Analysis

Advanced AI algorithms that understand complex mortgage criteria and provide accurate responses

Instant Responses

Get immediate answers to complex criteria questions in seconds, not hours

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Regular Updates

Automatically updated with the latest lender criteria changes and new products

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Natural Language

Ask questions in plain English and get clear, actionable responses

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Compliance Ready

Built with FCA compliance in mind, ensuring all responses meet regulatory standards

How myCriteria Works

Simple three-step process to get accurate lender criteria

1️⃣

Ask Your Question

Type your criteria question in natural language, just like you would ask a colleague.

2️⃣

AI Analysis

Our AI analyzes your question against our comprehensive database of lender criteria.

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Get Instant Answer

Receive a detailed, accurate response with specific lender recommendations and criteria.

Transform Your Mortgage Business

myCriteria is designed to help mortgage professionals work smarter, not harder. Get the information you need when you need it, without the hours of research.

  • Reduce time spent researching lender criteria by 80%
  • Improve accuracy of mortgage applications
  • Stay up-to-date with changing lender requirements
  • Provide better service to clients with faster responses
  • Reduce compliance risks with accurate information
  • Scale your business without hiring additional staff

Example Query:

"Which lenders accept self-employed applicants with 1 year of accounts and what are their specific requirements?"

myCriteria Response:

Santander: Accepts 1 year accounts, minimum 25% deposit, SA302 required

Halifax: 1 year accounts accepted, 75% max LTV, accountant's certificate needed

Nationwide: Requires 2 years minimum, not suitable for 1 year accounts

Real-World Use Cases

See how Criteria GPT solves common mortgage challenges

Client has complex income structure

Ask Criteria GPT about specific lender requirements for self-employed applicants with multiple income streams

New lender product launch

Get instant information about eligibility criteria, rates, and requirements for new products

Complex property type

Understand lender restrictions and requirements for non-standard properties

Credit history concerns

Find lenders who are more flexible with credit issues and their specific criteria

Simple, Transparent Pricing

Choose the plan that works for your business

Starter

£39/month

Perfect for individual mortgage advisors

  • Up to 100 queries per month
  • Basic lender criteria
  • Email support
  • Standard response time
Most Popular

Professional

£79/month

Ideal for growing mortgage businesses

  • Unlimited queries
  • All lender criteria
  • Priority support
  • Advanced analytics
  • API access
  • Custom integrations

Enterprise

£199/month

For large mortgage networks

  • Everything in Professional
  • White-label options
  • Custom training
  • 24/7 dedicated support
  • SLA guarantees
  • On-premise deployment
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Frequently Asked Questions

Common questions about myCriteria

What is myCriteria?

myCriteria is an AI-powered lender criteria search tool that provides instant answers from 90+ UK mortgage lenders. It uses advanced artificial intelligence to analyze complex mortgage criteria questions and deliver accurate, actionable responses in seconds, reducing research time by up to 80%.

How many lenders does myCriteria cover?

myCriteria covers over 90 UK mortgage lenders, including all major banks, building societies, and specialist lenders. The database includes 87 lenders and 198 mortgage product files, ensuring comprehensive coverage of the UK mortgage market.

How accurate is the AI criteria analysis?

myCriteria uses advanced AI algorithms specifically trained on mortgage lender criteria. The system provides highly accurate responses by analyzing your question against a comprehensive, regularly updated database. All information is verified and kept current with the latest lender criteria changes.

How often is the lender database updated?

The myCriteria database is automatically updated with the latest lender criteria changes and new products. The system monitors lender updates in real-time, ensuring you always have access to the most current information available.

Can I search by specific lender or property type?

Yes, myCriteria includes powerful filtering tools that allow you to search by specific lender names or property types (Residential, Buy-to-Let, or combined). You can also use natural language queries to find exactly what you need.

How does myCriteria work?

myCriteria works in three simple steps: 1) Ask your criteria question in natural language, 2) The AI analyzes your question against the comprehensive lender database, 3) Receive an instant, detailed response with specific lender recommendations and criteria.

Is myCriteria FCA compliant?

Yes, myCriteria is built with FCA compliance in mind. All responses meet regulatory standards, and the system is designed to help mortgage professionals provide accurate, compliant advice to their clients.

Can I use myCriteria for complex scenarios?

Yes, myCriteria excels at handling complex scenarios including self-employed applicants, multiple income streams, non-standard properties, credit issues, and other challenging mortgage situations. The AI understands context and provides detailed, relevant responses.

Does myCriteria support voice queries?

Yes, myCriteria includes voice integration with Speech-to-Text and Text-to-Speech capabilities. You can ask questions using natural voice, and the system will respond with voice output, making it easy to use hands-free.

How much does myCriteria cost?

myCriteria offers flexible pricing plans starting from £39/month for individual advisors, with professional plans at £79/month and enterprise solutions at £199/month. All plans include access to the full lender database and AI-powered analysis.

Ready to Transform Your Criteria Research?

Join hundreds of mortgage professionals who are already saving hours every week with myCriteria.

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