Spently cleans up bank statements in seconds. It verifies income, flags risks, and produces clear affordability reports, so you spend less time number-crunching.
Everything you need for intelligent bank statement analysis
Automatically verifies income from bank statements
Identifies potential risks and compliance issues
Generates clear, professional affordability reports
Works with all major UK banks and building societies
Common questions about Spently
Spently is an AI-powered bank statement analysis tool that verifies income, flags risks, and produces clear affordability reports. It automatically categorizes transactions, identifies compliance issues, and generates professional reports in seconds, saving hours of manual number-crunching.
Spently works with all major UK banks and building societies including Barclays, HSBC, Lloyds, NatWest, Santander, Nationwide, and many others. The system can process statements from virtually any UK financial institution.
Spently uses advanced AI algorithms to analyze bank statements and verify income patterns with high accuracy. The system identifies regular income streams, calculates averages, and flags inconsistencies, providing reliable income verification for mortgage applications.
Spently flags various risks including unusual transactions, potential money laundering indicators, gambling activity, excessive overdrafts, irregular income patterns, and other compliance concerns. The system helps identify issues that could affect mortgage affordability or compliance.
Spently uses AI to automatically extract and categorize transactions from bank statements. The system identifies income sources, regular expenses, irregular transactions, and patterns that affect affordability. All analysis is performed quickly and accurately using machine learning technology.
Yes, Spently supports multi-bank PDF imports. You can upload statements from multiple accounts or banks, and the system will automatically consolidate and analyze all transactions to provide a comprehensive affordability assessment.
Spently generates clear, professional affordability reports that can be exported as PDF or CSV files. Reports include income verification, expense analysis, risk flags, and affordability metrics in a format suitable for mortgage applications and client presentations.
Yes, Spently is built with FCA compliance in mind. The system helps identify AML (Anti-Money Laundering) risks, ensures proper income verification, and maintains audit trails. All analysis meets regulatory standards for mortgage affordability assessments.
Spently follows strict data security protocols including encryption, secure storage, and GDPR compliance. All bank statement data is handled securely, and the system ensures client financial information is protected according to the highest industry standards.
Spently pricing is based on your analysis volume and feature requirements. Contact our sales team for a customized quote that includes the right plan for your bank statement analysis and affordability reporting needs.
Spently is currently in development. Contact us to be notified when it's ready.
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